About

Right after finding your next home, financing is the biggest step. Ideally your financing will also be the first step, with all the preliminary arrangements completed before you sign the first offer. Either way, The Wagner Group will do everything it can to make your process just as smooth and painless as possible.

Financing is by nature very time sensitive, after all the escrow length is usually set by how long it will take to get the loan approved and ready to fund. If you've already found your next home read the tips ahead. And if you're just shopping or even just thinking about shopping, skip down to Shopping

You Are Ready now

As time is of the essence, in these first few days things must happen quickly in order to place you in the correct loan program. We will have to determine your situation and all your Loan Factors which will allow us to employ all the Strategies at our disposal to not only insure your loan is ready when you are, but that you get the best terms available to you.

1. Start with an application, preferably a Full Application, or a Fast App at the very least.
2. If you can, also submit a Loan Matrix Program questionnaire and you'll be in great shape as far as getting your financing at the best terms.
3. Follow the progress of your new loan -on-line and up to the minute - twenty-four hours a day, seven days a week.
4. E-mail or call any time you want with any questions you might have. When you're happy - we're happy.

If the listing or selling Real Estate Broker is insisting on a certain loan officer, you have the right to know if they work out of the same office - ask. You obviously have the right to use any lender you choose. the Wagner Group works for the best terms for our clients. Your loan is our one and only concern. Brokers recommend the Wagner Group because our loans close and everyone stays informed - and not for any other reason.

Just Shopping

If you are getting started, visit the Pre-qualification sections. Time spent now will save you time and money later on and put you in the best position to move quickly if interest rates start moving up. You'll also be ready for new loan products that become available. Also filling out the
Loan Matrix Program questionnaire now will further help us to give you solid answers when the time comes. Lending is a competitive business, with many loans, each aimed at different individuals. Combine our thousands of Loan choices with our discount rates and we can place you into a loan with the best terms for you

More Information

For more information you can also visit the Loan Factors section to see what Lenders are really looking for, check into how much certain Strategies can save you, or just Contact Randy Wagner and we'll do it all for you.